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Laura Lane and Anne Power
An executive summary of CASEreport 123 (https://sticerd.lse.ac.uk/dps/case/cr/casereport123.pdf) which aims to understand the links between work, low pay, benefits, credit, debt, and savings among low-income households i...Read more...
9 July 2019
Thiemo Fetzer, Maitreesh Ghatak and Jonathan de Quidt
This paper contrasts individual liability lending with and without groups to joint liability lending. By doing so, we shed light on an apparent shift away from joint liability lending towards individual liability lending...Read more...
16 July 2013
Alex Fenton, Amanda Fitzgerald and Ruth Lupton
1 May 2013
Jonathan de Quidt, Thiemo Fetzer and Maitreesh Ghatak
Motivated by recent controversies surrounding the role of commercial lenders in microfinance, we analyze borrower welfare under different market structures,considering a benevolent non-profit lender, a for-profit monopol...Read more...
1 September 2012
John Hills and Ben Richards
The combination of spending cuts, efforts to protect the poorest from some of their effects, and ‘localised’ decision-making are leading to an increase in the numbers of means tests designed by lower level institutions. ...Read more...
1 May 2012
Few microfinance-funded businesses grow beyond subsistence entrepreneurship. This paper considers one possible explanation: that the structure of existing microfinance contracts may discourage risky but high-expected ret...Read more...
Greg Fischer and Maitreesh Ghatak
This paper analyzes the theoretical underpinnings of high-frequency repayment, a feature in nearly all microfinance contracts that has been largely overlooked by theorists. The pervasive belief among practitioners that f...Read more...
Reiko Oyama and Tomoki Takeda
Discusses Japan’s political immobilism caused by lack of strong ministerial leadership and failure of reform initiatives. Attributes it to the power of factions within political parties which reforms have failed to break...Read more...
1 June 2010
This paper argues that there is nothing anomalous about the flypaper effect. I develop a simple median voter model of government spending with costly tax collection that predicts the flypaper effect and provide a quantif...Read more...
Vincent Vandenberghe and O Debande
The arguments for refinancing the European Union’s (EU) higher education via higher tuition fees largely rest on preserving the profitability of the educational investment and offering deferred and income-contingent paym...Read more...
Robin Burgess and Rohini Pande
Lack of access to finance is often cited as a key reason why poor people remain poor. This paper uses data on the Indian rural branch expansion program to provide empirial evidence on this issue. Between 1977 and 1990, t...Read more...
This paper reviews the achievements of the Labour Government's education policy between 1997 and 2001. Tony Blair claimed that his Government would make education a priority. The first part of the paper reviews the scale...Read more...