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William Matcham

William Matcham


Expertise: industrial economics, household finance, innovation, econometrics


William is an applied economist whose research covers industrial organisation, household finance, innovation, and econometrics. His main research project investigates how credit card lenders tailor their contracts according to predictions of customers’ creditworthiness. His second strand of research analyses organisational design and intrinsic motivation in public agencies, with a particular focus on the patent application process. This work guides the policy debate on improving the screening of patent applications. William also works on applied econometrics, with research studying the behavioural econometric content of ordered choice models. He also has a small branch of work in econometrics. Focusing more on applied econometrics, William works on ordered choice and mediation in regression discontinuity design.